Sapiens International Corporation (SPNS) 2004年年度报告「NASDAQ」.pdf

1、 UNITED STATES SECURITIES AND EXCHANGE COMMISSIONWashington,D.C.20549 Form 20-Fo REGISTRATION STATEMENT PURSUANT TO SECTION 12(b)OR(g)OF THE SECURITIES EXCHANGE ACT OF 1934ORx ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year ended December 31,200

2、4ORo TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the transition period from _ to _Commission file number 0-20181SAPIENS INTERNATIONAL CORPORATION N.V.(Exact name of Registrant as specified in its charter)NETHERLANDS ANTILLES(Jurisdiction of incorporatio

3、n or organization)Kaya Richard J.Beaujon z/nP.O.Box 837 WillemstadCuraao,Netherlands Antilles(Address of principal executive offices)Securities registered or to be registered pursuant to Section 12(b)of the Act:NoneSecurities registered or to be registered pursuant to Section 12(g)of the Act:Common

4、Shares,par value 0.01 per share(Title of Class)Securities for which there is a reporting obligation pursuant to Section 15(d)of the Act:None Indicate the number of outstanding shares of each of the issuers classes of capital or common stock as of the close of the period covered by the annual report:

5、As of December 31,2004 the issuer had 11,748,935 Common Shares,par value 0.01 per share outstanding.Indicate by checkmark whether the registrant(1)has filed all reports required to be filed by Section 13 or 15(d)of the Securities Exchange Act of 1934 during the proceeding 12 months(or for such short

6、er period that the registrant was requiredto file such reports),and(2)has been subject to such filing requirements for the past 90 days.Yes x No oIndicate by checkmark which financial statement item the registrant has elected to follow:Item 17 o Item 18 xTABLE OF CONTENTS Page Introduction 3 PART I