Regional Management Corp (RM) 2012年年度报告「NYSE」.pdf

1、Fiscal Year 2012 Annual Report on Form 10-KProxy Statement for the 2013 Annual Meeting of StockholdersRegional Management Corp.509 W.Butler Road Greenville,SC 29607509 West Butler Road,Greenville,South Carolina 29607 Phone(864)422-8011,Fax(864)422-8035 March 21,2013 Dear Stockholder:2012 was an hist

2、oric year for Regional Management Corp.,as we completed our first year as a publicly-traded company and achieved another record performance in revenue and net income.For the year,we recorded revenue of$136.0 million,up 29%from the prior year,and pro forma net income,excluding one-time items,of$27.0

3、million.We increased our finance receivables by nearly 43%,and our active accounts grew 41%from the prior year-end.Let me briefly take you through what made 2012 so successful for Regional.In January 2012,we completed the acquisition of a net 19 consumer lending locations in Alabama,along with$28 mi

4、llion in receivables.Right from the start of the year,we more than doubled our presence in this key state,and the acquired branches performed well throughout the year.On March 28,2012,we completed our successful initial public offering and officially became a publicly-traded entity on the New York S

5、tock Exchange.It was a long journey to get to this stage,and Id like to personally thank our founder,Richard Godley,for his initial vision and tireless work in building Regional,as well as Palladium Equity Partners,LLC and Parallel Investment Partners,LLC for using their resources and knowledge to b

6、ring us to this level.With the hard work of the IPO out of the way,we set our sights on expanding the Regional brand during the next nine months of 2012,and we delivered.In May 2012,we entered our seventh stateNew Mexicoand for the year,we built 32 de novo branches throughout the Southeast and South