Reinsurance Group of America Inc. (RGA) 2022年年度报告「NYSE」.pdf

1、 I To Our Shareholders:2022 was a strong year for RGA despite continuing pandemic-driven headwinds,as our globally diversified business delivered broad-based earnings and robust new business growth.We are a global life and health reinsurance leader,and once again RGA was ranked#1 by ceding companies

2、 on NMG Consultings Global All Respondents Business Capability Index,making 2022 the 12th consecutive year at#1.Net income was$623 million,or$9.21 per diluted share,reflecting the underlying earnings power of our business and the success of our partner-led,solutions-oriented strategy.Traditional bus

3、iness lines had a very good year,with record levels of annual net premiums of$12.2 billion and favorable global underwriting performance adjusted for COVID-19 claims,most notably in the U.S.individual mortality market and in the Asia Pacific region.Global Financial Solutions(“GFS”)strengthened its p

4、osition as a partner of choice,accelerating momentum across the teams business lines and geographies and ending the year with an active transaction pipeline.Overall investment performance was good,with interest rates shifting from a multiyear headwind to an earnings tailwind.RGA deployed$430 million

5、 of capital into in-force and other transactions in 2022,another successful year for our transactions business.U.S.and Latin American operations generated$467 in pre-tax income in 2022,following a pandemic-driven pre-tax loss of$25 million in 2021.Traditional new business volume increased 12%as RGA

6、helped clients respond to evolving customer needs.Across all traditional lines,the U.S.team leveraged decades of market leadership and a comprehensive suite of services to remain a premier provider of underwriting and risk management solutions.Latin America operations strengthened its market-leading