Reinsurance Group of America Inc. (RGA) 2002年年度报告「NYSE」.pdf

1、l i k e l i g h t t o c o l o rf u n d a m e n t a lR e i n s u r a n c e G r o u p o f A m e r i c a,I n c o r p o r a t e d2 0 0 2 A N N U A L R E P O R Tl i k e p e r f o r m a n c e t o s t a b i l i t yf u n d a m e n t a lWhat is more fundamental than life itself?Our clients seek to provide th

2、e people they cover,and the ones they love,with protection from lifes uncertainties.We,in turn,provide protection to our clients.That is our business,stripped to its fundamentals.People taking care of each other is fundamental to lifeas fundamental as water.It provides security,and nothing human can

3、 grow without it.Throughout all the years of RGAs growth,even as we strive to innovate and seek new markets,time we have consistently kept our focus on the fundamentals of our business.1 Financial Highlights2 Fundamental12 Letter to Our Shareholders16 Operations:North America,International24 Board o

4、f Directors and Executive Officers25 Managements Discussion and Analysis26 Selected Consolidated Financial and Operating Data50 Consolidated Financial Statements55 Notes to Consolidated Financial Statements81 Quarterly Data83 Shareholders Information84 Worldwide Operations86 Glossary of TermsCertain

5、 things in life are fundamental to one another.Light to color.Experience to growth.Seeking to knowledge.The fundamental principles to which RGA adheres are the basis of our performanceand our success.What is more fundamental than life itself?Our clients seek to provide the people they insure with pr

6、otection from lifesuncertainties.We,in turn,provide protection to our clients.Theirultimate security rests upon our ability to perform and deliver.This is our business,at its most fundamental.RGA 2002 AN N UAL R E PORT1for the years ended December 31,20022001200019991998Net premiums(in millions)(1)$