Funding Circle Holdings plc (FCH) 2023年年度报告「LSE」.pdf

1、Backing businesses tosucceedFunding Circle Holdings plcAnnual Report and Accounts 2023Our missionBusiness owners are forward thinkers.Theyre determined.They stand up to make a difference and work hard to make it happen.Thats why our mission is to help them get the funding they need to win.Small busi

2、nesses are the engine room of the global economy.Werethe small business finance provider that backs them to succeed.Vikentijs Gubskis8 Rocks Deli&Wine8 Rocks caf and wine bar wanted to reinvent their business after lockdown.Find out how FlexiPay gave them the support they needed to grow.Joe Faulkner

3、 and Inas Sid15 GramsHear how this coffee shop and roastery used their loan to expand and open a second site and grow their online customer base.Laurence DixonBass PlaceLondons busiest double bass workshop needed funding for some roof repairs and their high street bank couldnt help.Heres how we were

4、 able to support them.Bruna Piaui GrafBrunas Brazilian Cheese Bread In 2019,Bruna made the decision to follow her dreams of offering the real Brazilian cheese bread experience.Watch the video onlineWatch the video onlineWatch the video onlineWatch the video onlineThe financeprovider thats all inCont

5、entsStrategic report01 Highlights02 Funding Circle at a glance04 Why Funding Circle?06 Chairs statement08 Chief Executive Officers statement10 Our market12 Our business model14 Our technology and data16 Our products and services18 Our strategy20 Key performance indicators22 Environment,social and go

6、vernance(“ESG”)31 Task Force on Climate-related Financial Disclosures(“TCFD”)41 Other commitments and policy statements42 Engaging our stakeholders45 Financial review52 Risk management56 Principal risks and uncertainties64 Viability statementCorporate governance67 Introduction from the Chair68 Board