NAIC2017年人寿保险、互保行业分析报告（11页）.pdf

1、 2018 National Association of Insurance Commissioners 1 Industry Overview Table 1 illustrates the life insurance industrys aggregate financial results for insurers filing with the NAIC on the life, accident & health annual statement blank. The life insurance industry reported an increase in overall

2、profitability from year-end 2016 of 12.7% to $38.3 billion from 34.0 billion in 2016 as the decrease in revenues to $850.0 billion were surpassed the decrease in benefits and expenses to $762.6 billion. Additional items of note include the following: Ceded premium increased 15.9% ($30.7 billion) to

3、$223.5 billion and assumed premium increased 9.4% ($10.8 bil- lion) to $126.5 billion from 2016 Several categories of net annuity considerations reported declines from 2016 Capital and surplus increased 3.3% to $393.2 billion from $380.8 billion at year-end 2016 net income of $38.3 billion unrealize

4、d capital gains of $3.7 billion Realized losses of $6.4 billion were an improvement over losses of $11.4 billion reported in 2016 2017 Life, A&H and Fraternal Insurance Industry Analysis Report Table 1Financial Synopsis: December 31, 2017-2008 Life and Accident & Health Insurance Industry ($ In Bill

5、ions)Change2017201620152014201320122011201020092008 Operations Direct Written Premium2.9%$848.1$824.4$815.0$777.4$771.1$818.6$774.4$721.3$722.1$802.8 Life Direct Written Premium4.3%$182.5$175.0$173.7$166.9$165.1$174.0$166.4$158.4$152.4$169.8 A&H Direct Written Premium6.1%$190.8$179.7$172.0$168.3$182

6、.8$179.6$178.4$176.6$172.1$167.8 Annuities(2.6)%$241.7$248.1$258.7$255.4$243.0$267.0$249.3$230.3$240.2$260.6 Other Considerations(5.6)%$73.9$78.2$75.3$70.5$77.1$90.3$85.8$68.3$64.4$84.2 Deposits11.1%$159.2$143.3$135.5$116.4$103.2$107.7$94.4$87.7$93.0$120.5 Assumed Premium9.4%$126.5$115.6$147.0$82.0$