CFPB：2017美国人财务状况调查报告（112页）.pdf

1、September 2017 Financial well-being in America 1 FINANCIAL WELL-BEING IN AMERICA Acknowledgements The research team responsible for developing and conducting the National Financial Well-Being Survey and subsequent data analyses and reports included CFPB staff as well as a team of contractors led by

2、Abt Associates and including University of Wisconsin-Madisons Center for Financial Security and GfK. The research was funded under a competitive award (contract number TPDCFPBPA130014). The following individuals contributed to the design of the survey, subsequent analyses, and the preparation of thi

3、s report: Genevieve Melford, Hector Ortiz, Melissa Knoll, Janneke Ratcliffe and Amy Cesal (CFPB); Mick Couper (CFPB and University of Michigan); J. Michael Collins (CFPB and University of Wisconsin-Madison); Donna DeMarco, Debbie Gruenstein Bocian, Jessica Walker, Benjamin Phillips, Jeffrey Lubell,

4、and Meryl Finkel (Abt Associates); Dee Warmath (University of Wisconsin-Madison Center for Financial Security); and Carly Urban (CFPB and Montana State University). In addition, we are grateful for the insights provided by members of the survey development expert panel: Adele Atkinson (OECD); Martha

5、 J. Deevy (Stanford Center on Longevity); Keith S. Ernst (FDIC); Carol Graham (Brookings Institution); Joanne W. Hsu (Federal Reserve Board); Clinton Key (Pew Charitable Trusts); Helen Levy (University of Michigan); Gary Mottola (FINRA Foundation); and Ellen Peters (The Ohio State University). 2 FIN

6、ANCIAL WELL-BEING IN AMERICA Table of contents Acknowledgements . 1 Table of contents. 2 Executive summary . 4 Key findings . 5 Opportunities to advance financial well-being . 9 1. Introduction . 11 1.1 Background . 12 2. The National Financial Well-Being Survey . 16 2.1 Data collection and survey s