1、1THE STATE OF THE INDUSTRY REPORT ON MOBILE MONEY 2024Copyright 2024 GSM AssociationThe State of theIndustry Reporton Mobile Money20242THE STATE OF THE INDUSTRY REPORT ON MOBILE MONEY 2024AuthorsThe State of the Industry Report on Mobile Money 2024 was prepared by the GSMA Mobile Money programmes Da

2、ta&Insights team.The team comprised Rishi Raithatha and Gianluca Storchi.Marketing support was provided by Ana Forjaz and Vincent Keung.Project management support was provided by Duncan Ramsbotham.ContributorsAnna Colquhoun,Ashley Olson Onyango,Christopher Lowe,Daniele Tricarico,George Bauer,Isabell

3、e Carboni,Kara Norton,Lisa Chassin,Mary Gichuki,Max Cuvellier Giacomelli,Nadia Jeffrie,Nigham Shahid,Panos Loukos,Rebecca Spriggs,Winnie Wambugu and Zach White.External contributorsVibhor Jain(independent consultant),Aram Awanis(independent consultant),Leslie Arathoon(independent consultant),Leora K

4、lapper(World Bank),the International Finance Corporation(IFC)and the Banque Centrale des Etats de lAfrique de lOuest(BCEAO).The State of the Industry Report on Mobile Money 2024 is based on data collected from the Global Adoption Survey 2023 and the 2023 GSMA Consumer Survey.The GSMA is a global org

5、anisation unifying the mobile ecosystem to discover,develop and deliver innovation foundational to positive business environments and societal change.Our vision isto unlock the full power of connectivity so that people,industry and society thrive.Representing mobile operators and organisations acros

6、s the mobile ecosystem and adjacent industries,the GSMA delivers for its members across three broad pillars:Connectivity for Good,Industry Services and Solutions and Outreach.This activity includes advancing policy,tackling todays biggest societal challenges,underpinning the technology and interoper