1、Nordic Payment Report 2020Nordic Payment Report 2020IndexNets Nordic Payment Report is an annual report on payments and related topics for merchants.The content is based on a consumer survey conducted in all four Nordic countries,Nets own data from card transactions and knowledge from Nets experts.T

2、he main focus is on payments in physical stores,as Nets publishes a separate comprehensive report on Nordic e-commerce.Nordic Payment Report is published by Nets Merchant Services business unit.About the reportIntroduction3Payments1825Restaurants&cafes1011Stores67Digital receipts2829Services1415Summ

3、ary of the year45Payment brands&authentication2627Transport1213Food stores89Loyalty solutions3031E-commerce1617About NetsDataConsumer survey The consumer survey is conducted annually in all four Nordic countries by market researchers Sifo/Kantar,commissioned by Nets.1,000 consumers have responded in

4、 each country.The survey is conducted at the end of the year.Nets own data Nets own data is based on card transactions in physicalstores,which makes it possible to establish the percentage of contactless card payments and growth.The data has been obtained using a statistically assured method,with a

5、representative sample of active merchants and points of sales in both years that are being compared.This data is therefore unaffected by Nets own performance and provides an accurate picture of annual changes in the different industry categories.At Nets we believe that simpler payment solutions lay

6、the foundation for development and growth both in commerce and society.The Nets Group has more than 4,000 employees in a number of European countries,and now includes DIBS,Concardis from Germany and Dotpay/eCard from Poland.We help hundreds of thousands of companies and merchants as well as hundreds