1、June 2023Swiss Re SONARNew emerging risk insightsNew emerging risk insightsEvery year,Swiss Re SONAR informs and inspires conversations about emerging risks,helping the insurance industry and its clients continue to build resilience.3 SwissReSONAR NewemergingrisksinsightsContentsOverview:Emergingris

2、kthemes&trendspotlights4Foreword5Introduction6Macrotrends713Emergingriskthemesand5TrendspotlightsDemographicandsocialenvironment10Longerlivesimpactofmedicaladvancesonlifeexpectancy12Overlookedexposures:emergingriskdriversforL&Hinsurers14TrendspotlightBirdfluwake-upcallforoutbreaksofanimaldiseases?16

3、Politicalandeconomicenvironment18Theglobaldebtdistressfalloutfromrisinginterestrates20Exclusivemarketswhengeopoliticspolarisesbusiness22Climatechange,tradeandgeopoliticsnewrisksintheArctic24Accidentalorhostiledangersfromnuclearradiationrelease26Technologicalandnaturalenvironment28Hookedonlineanxiety

4、anddistractionfromsocialmediabinging30AIgettinghackedsystemicvulnerabilitiesofaboomingtechnology32Solarradiationmanagementrisksfromreversingclimatechange34Toxicchemicalscontaminationclaimsonthehorizon38Sustainablerecyclingemergingliabilitiesinthecirculareconomy42Digitalpaymentsdisruptionrisksinacash

5、lesseconomy44Digitaltwins:virtualproducttestingandmaintenanceTrendspotlight46GenerativeAITrendspotlight48Weight-lossinjections:miracledrugsornewrisksinabottle?50Competitiveandbusinessenvironment52Goingdigital:embeddedinsuranceTrendspotlight54Appendix:Termsanddefinitions56Emerging risk themesExclusiv

6、e markets when geopolitics polarises businessBird flu wake-up call for outbreaks of animal diseases?The global debt distress fallout from rising interest ratesAccidental or hostile dangers from nuclear radiation releaseDigital payments disruption risks in a cashless economyToxic chemicals contaminat