1、The 2023 Ease SMB Benefits and Employee Insights ReportNational Data,Trends&Observations for Small-and Medium-Sized BusinessesThe 2023 SMB Benefits and Employee Insights Report2Crisis Fatigue&the Great RebalancingWhile small-and medium-sized businesses(SMBs)account for all but 0.1%of U.S.businesses

2、and nearly half of the private workforce,this group saw a net decrease of 3 million jobs this past year.181%of executives polled in a recent PwC survey agree there will be a recession in the next six months.2 Unemployment fell to 3.5%,3 but the Fed predicts 2023 job growth may continue to slow pushi

3、ng the unemployment rate to 4.6%.41.U.S.Small Business Administration Office of Advocacy,2022 Small Business Profile Infographic2.PwC,U.S.Pulse Survey:Cautious to confident3.U.S.Bureau of Labor Statistics,The Employment Situation December 20224.Yahoo!Finance,6 Sector ETFs That Show Promise After Dec

4、ember Jobs Data5.Aflac,2022-2023 Aflac WorkForces Report As pressures mount from all sides a cooling job market,hints of a coming recession,unclear return-to-office plans(and clear pushback),continued supply chain disruptions,and noticeable inflation SMBs are left wondering how to weather the storm.

5、Crisis fatigue from the past three years can be felt from the biggest companies to the smallest.Another virus variant?Add it to the list.Historic inflation?Well make do.Its been a real heads-down approach to getting it all done.But with that grind comes burnout.More than half of U.S.workers are expe

6、riencing at least moderate levels of burnout according to a recent Aflac study.5And more than ever before,employees today expect their organizations to recognize their lives inside and outside work.Both groups are asking more and more of each other.But the continual refrain do more with less will li