1、Universal Registration Document2022ANNUAL FINANCIAL REPORTChairmans Message4Chief Executive Off icers Message51.1Key figures141.2History191.3Business overview212.1Operating Highlights322.2Market Environment382.3Activity Report432.4Liquidity and capital resources842.5Events subsequent to December 31,

2、2022912.6Outlook923CORPORATE GOVERNANCE933.1Corporate governance structure943.2Executive compensation and share ownership1263.3Corporate Governance Code of Reference1593.4Related party transactions1604SUSTAINABILITY SNFP1635RISK FACTORS AND RISK MANAGEMENT2296CONSOLIDATED FINANCIAL STATEMENTS2897SHA

3、RES,SHARE CAPITAL AND GENERAL INFORMATION449AAPPENDICES4751THE AXA GROUP132ACTIVITY REPORT AND CAPITAL MANAGEMENT31CERTAIN PRELIMINARY INFORMATION ABOUT THIS ANNUAL REPORT 14.1AXA Groups sustainability strategy1644.2Employer responsibility1714.3Climate change and biodiversity1804.4Inclusive insurer1

4、994.5Business behavior2054.6Vigilance plan2094.7Transversal information2164.8Report by one of the Statutory Auditors,appointed as an independent third party,on the consolidated non-financial information statement included in the GroupManagement Report2255.1Risk factors2305.2Internal control and r is

5、k m anagement2555.3Market risks2695.4Credit risk2765.5Liquidity risk2805.6Insurance risks2815.7Operational risks2855.8Other material risks2866.1Consolidated statement of financial position2906.2Consolidated statement of income2926.3Consolidated statement of comprehensive income2936.4Consolidated sta

6、tement of changes in equity2946.5Consolidated statement of cash flows2986.6Notes to the Consolidated Financial Statements3006.7Report of the Statutory Auditors on the consolidated financial statements4427.1AXA shares4507.2Share capital4517.3General information457Appendix IManagements annual evaluati