中国农业银行股份有限公司（ABC）2022年半年度报告（英文版）（236页）.pdf

1、2 022 I NTE RI M REPORTAdd:No.69,Jianguomen Nei Avenue,Dongcheng District,Beijing,P.R.ChinaPostal Code:100005 Tel:86-10-85108888http:/2022(A joint stock company incorporated in the Peoples Republic of China with limited liability)Stock Code:1288INTERIM REPORT1Interim Report 2022Definitions2Basic Cor

2、porate Information and Major Financial Indicators4Discussion and Analysis9 Situation and Prospects10 Financial Statement Analysis11 Business Review27 County Area Banking Business44 Risk Management and Internal Control49 Capital Management63Environment and Social Responsibility64 Green Finance64 Huma

3、n Capital Development67 Consumers Interests Protection67 Privacy and Data Security68 Accessibility of Finance Services69Corporate Governance71 Operation of Corporate Governance71 Directors,Supervisors and Senior Management73 Details of Ordinary Shares74 Details of Preference Shares79Significant Even

4、ts82Appendix I Capital Adequacy Ratio Information86Appendix II Liquidity Coverage Ratio Information104Appendix III Net Stable Funding Ratio Information106Appendix IV Leverage Ratio Information110Appendix V Interim Financial Information(Unaudited)111Appendix VI Unreviewed Supplementary Financial Info

5、rmation231ContentsDefinitions2In this report,unless the context otherwise requires,the following terms shall have the meanings set out below:1.ABC/Agricultural Bank of China/the Bank/the Group/WeAgricultural Bank of China Limited,or Agricultural Bank of China Limited and its subsidiaries2.A Share(s)

6、Ordinary shares listed domestically which are subscribed and traded in Renminbi3.CASs/PRC GAAPThe Accounting Standards for Enterprises promulgated on 15 February 2006 by the Ministry of Finance of the Peoples Republic of China and other related rules and regulations subsequently issued4.CBIRCChina B