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1、Cashless:A Journey Toward Economic Prosperity Where Money Moves,Not CashNovember 2025home.kpmg/pkKPMG Taseer Hadi&Co.Chartered Accountants2 2025 KPMG Taseer Hadi&Co.a Partnership firm registered in Pakistan and a member firm of the KPMG global organization of independent member firms affiliated with

2、 KPMG International Limited,a private English company limited by guarantee.All rights reserved.01020304Content IntroductionPakistans Move Towards a Cashless EconomyChallenges Faced in Todays LandscapeRoadmap to a Cashless Economy3 2025 KPMG Taseer Hadi&Co.a Partnership firm registered in Pakistan an

3、d a member firm of the KPMG global organization of independent member firms affiliated with KPMG International Limited,a private English company limited by guarantee.All rights reserved.The digital economy is rapidly reshaping the world around us.The digital economy is the sum of all economic activi

4、ty driven by billions of daily digital interactions among people,businesses,devices,data,and systems.At its core lies hyperconnectivity;the ever-growing interlinkage of individuals,organizations,and machines through the internet,mobile technologies,and the Internet of Things(IoT).This hyperconnected

5、 world is reshaping how businesses operate,how consumers engage,and how value is created and exchanged.As digital transformation accelerates globally,traditional business models are being reimagined.Companies like Uber,Facebook,Alibaba,and Airbnb have disrupted entire industries,not by owning physic

6、al assets,but by leveraging digital platforms to orchestrate value.These examples illustrate how the digital economy is not just about adopting technology,but about fundamentally transforming how commerce is conducted.Digital Payments and Cashless Transition is the key to enable a digital eco system