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1、November 2025The future of microfinance:Propelling growth,fuelling prosperity01 Introduction 0702 Current landscape 1003 Trendsandchallengesinmicrofinance1704 Current priorities and future outlooks 3605 Survey insights 3906 The road ahead 38Table of contentsForeword by PwC Foreword by Sa-Dhan Vivek

2、BelgaviPartner and Leader,Financial Services Advisory,PwC India Jiji Mammen ED and CEOSa DhanAsim ParasharPartnerFinancial Services Technology PwC India Microfinanceplaysacrucialroleinfinancialinclusion.ForIndiatorealiseits vision of becoming a$5 trillion economy,microfinanceisanimportantdriving for

3、ce which can facilitate financialinclusionforalargepartofthecountryspopulation.1 This white paper,developed by Sa-Dhan and PwC India,presents a detailed view of the current statusoftheMFIsector.Italsofocuseson the future of the sector and how technology can be a crucial enabler for thesustainablegro

4、wthofMFIinIndia.Microfinancecanbeanimportantenablerforbothfinancialinclusionand socio-economic development,granting vital access to formal credit and financialservicesformanyunderservedhouseholds.Itsroleinempoweringlow-income communities,particularly women,promoting entrepreneurship,and building res

5、ilience against economic For India to achieve its goal of becoming a$5 trillion economy,it is essential forthecountrytoextendfinancialinclusion to low-income households and micro-entrepreneurs,and ensure that they have reliable and affordable accesstoformalfinance.Microfinanceis an effective instrum

6、ent for enabling this access and helps both women and underserved communities to strengthen theirlivelihoods,absorbfinancialshocks,and build trusted relations withthefinancialsystem.Overthelastthreedecades,Indiasmicrofinancemovement has matured from pioneering community-based models to professionall