使用 DBSQL 提升用户体验和效率.pdf

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1、Improving User Experience and Efficiency Using DBSQLGustavo Tadao Okida&Renato MoreiraJune/2025All rights reserved 2025This material is classified asPublicPublicWho Are WeWho Are We?Renato MoreiraData Manager/renato-suarez-moreiraGustavo TadaoHead of Data PicPay/gustavo-tadao-okidaAll rights reserve

2、d 2025PublicPublicPioneer in instant instant payments(2012)payments(2012)An ultraAn ultra-personalized personalized experience experience to access a comprehensive suite of financial servicesReference in Open Finance Open Finance and using Generative AI Generative AI Todos os direitos reservados 202

3、5A digital bank dedicated to simplifying your financial life.We integratecutting-edge technology,data,and innovation to provide the bestbanking experience for millions of Brazilians.PublicPublicWho Are We?11.111.1%Pix CoveragePix CoverageSeptember 2024September 2024#transaction#transaction6060MMAcco

4、untsAccountsJanuary/2025January/2025+15%y/y+15%y/yAll rights reserved 2025US$US$49.649.6B BCashCash-in in9 months of 20249 months of 2024+65%y/y+65%y/yPicPay in the LeadWe are in 1st place in the“Digital Banks”category by popular votein the Best of Brazil iBest 2024.PublicPublicAll rights reserved 2

5、025This material is classified asPublicPublicChallengesAutonomy vs.Control?Tool GovernanceTool UsageTodos os direitos reservados 2025Esse material classificado comoConfidencialConfidencialChallengesEfficiency+AgilityCostGovernanceSecurity+2.500 Users2.300 DatabricksAll rights reserved 2025This mater

6、ial is classified asPublicPublicAll rights reserved 2025This material is classified asPublicPublicData Platform CaseCosts growingUser ExperienceAverage cost/dayNumber of data performance incidents+18%Challenge+30%All rights reserved 2025This material is classified asPublicPublicBetter User Experienc