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1、2025 UK Spending Trends ReportEssential insight into consumer spending behavioursIntroduction With the economy performing slower than expected,and higher government borrowing costs,the Office of Budget Responsibility has halved the UKs growth forecast to 1%.Billions in public spending cuts are requi

2、red to get the country back on track.But while the OBR waits to see how Labours fiscal policies unfold,what does this mean for consumer spending?Are shoppers holding off from making purchases amid the uncertainty,or are they already feeling the pinch of austerity?We ran a survey in September 2024,an

3、d again in March 2025 to see what impact theres been on spending behaviours since the start of the new government.This report examines various aspects of personal finance including disposable income,purchase intent,debt,savings,credit usage,tipping,and payment preferences,to provide you with a pictu

4、re of consumer spending health right now.Survey sampleThe data in this report comes from a nationally representative survey of 1,000 UK consumers aged 18-65.It was conducted on the Attest platform during March 2025.400-499Rent or mortgage200-299Groceries100-199Energy50-99Transportation100-199Disposa

5、ble incomeAverage Brits monthly spending breakdownThe majority of consumers across all age groups have a monthly disposable income of less than 400,but the single largest percentage have between 100 and 199.Women represent the segment with the least disposable income:a significantly higher percentag

6、e of females(13%)report having less than 100 in disposable income compared to males(8%).Combined,39%of females have less than 200 in disposable income,compared to only 31%of males.Trend 1:disposable incomes remain relatively lowAt the other end of the scale,when looking at those with a disposable in