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1、ConsumerEState of theGlobal ConsumerPrepared ByStacie RabinowitzVP of Client Solutions2025 OUTLOOK131902Table of ContentsConvergencePlanning AheadPent Up Demand SpentLargest StrengthLargest WeaknessSpend Growth DriversStrongest GrowthRegional Deep Dive:Spend Today,Save LaterStrongest AccelerationA L

2、ook AheadKey Themes04010404Global Spend Growth05020707Global Subindustry Trends090314Conclusion3204Regional Deep Dive:Consistent AccelerationOnline SpendRegional Differences1725Demographics28Welcome to the latest installment of State of the GlobalConsumer.This quarterly report highlights top trends

3、inconsumer spending across the globe,looking ahead towhich company strategies and sectors are likely to bemost successful in the months ahead.Explore insights into what to expect for consumerspending this 2024 holiday season,and also what mightbe in store for stores across the world in 2025.Introduc

4、tionThe report is based on our CE Transact Global dataset,whichcaptures payment account spend in the US,UK,Germany,France,Italy,Spain,and Austria.03Key ThemesThis quarter,three themes stood out as likely to have the mostimpact on business success in coming months:3PENT-UP DEMAND SPENT2PLANNING AHEAD

5、1CONVERGENCEBoth geographically and demographically,consumer spendoutliers are trending more inline with the pack.With no particulargroup showing outsized spend,companies will spend less timepivoting to chase a“hot”market,and should focus on executionfor appealing to,converting,and retaining their c

6、ore shopper.Shoppers are becoming more cautious,spending on categoriesthat represent longer-term or future benefits.Companies thatappeal to shoppers beyond instant gratification and developlonger-term relationships are likely to see success.Post-COVID revenge travel and event overdrive have fizzled