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1、Fuelling Innovation:Closing Fintech Funding Gaps W H I T E P A P E RS E P T E M B E R 2 0 2 4In collaboration with McKinsey&CompanyImages:Getty ImagesDisclaimer This document is published by the World Economic Forum as a contribution to a project,insight area or interaction.The findings,interpretati

2、ons and conclusions expressed herein are a result of a collaborative process facilitated and endorsed by the World Economic Forum but whose results do not necessarily represent the views of the World Economic Forum,nor the entirety of its Members,Partners or other stakeholders.2024 World Economic Fo

3、rum.All rights reserved.No part of this publication may be reproduced or transmitted in any form or by any means,including photocopying and recording,or by any information storage and retrieval system.ContentsForeword 3Executive summary 41 A decade of disruption:The role of VC funding in acceleratin

4、g fintech innovation 62 Navigating the fintech funding landscape:Disparities and opportunities 93 Closing fintech funding gaps:Five strategic pathways 173.1 Investing in digital public infrastructure 183.2 Enhancing regulatory clarity and encouraging 19 regional collaboration 3.3 Nurturing talent an

5、d strengthening support networks 193.4 Developing local financing capacity 203.5 Encouraging sustainable fintech growth strategies 214 Conclusion 22Contributors 23Endnotes 25Fuelling Innovation:Closing Fintech Funding Gaps2ForewordOver the past decade,the financial technology(fintech)industry has be

6、come a vibrant and indispensable part of the financial services world.The innovation that fintech brings has helped build out financial services infrastructure and generated benefits across the economy,ranging from greater choice for individual consumers who expect their financial interactions to ke