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1、Citi is one of the worlds largest financial institutions,operating in all major established and emerging markets.Across these world markets,our employees conduct an ongoing multi-disciplinary conversation accessing information,analyzing data,developing insights,and formulating advice.As our premier

2、thought leadership product,Citi GPS is designed to help our readers navigate the global economys most demanding challenges and to anticipate future themes and trends in a fast-changing and interconnected world.Citi GPS accesses the best elements of our global conversation and harvests the thought le

3、adership of a wide range of senior professionals across our firm.This is not a research report and does not constitute advice on investments or a solicitations to buy or sell any financial instruments.For more information on Citi GPS,please visit our website at GPS:Global Perspectives&Solutions Marc

4、h 2024Restating the Economic CaseClosing the Racial Wealth GapCiti GPS:Citi GPS:Global Perspectives&Solutions March 2024 Harold Butler Head of Diverse Financial Institutions Group Citi Lisa Frison Head of Financial Inclusion and Racial Equity Citi Andrew Pitt Head of Global Insights and Content Citi

5、 Amy Thompson Social Economist Citi Global Insights With thanks to:Dana M Peterson and Catherine L Mann for their original work,which we build on in this report.March 2024 Citi GPS:Citi GPS:Global Perspectives&Solutions 2024 Citigroup 3 CLOSING THE RACIAL WEALTH GAP Restating the Economic Case Econo

6、mic gaps between Black people and white people in the U.S.persist.Some racial gaps,like the wealth gap,have widened since 2020.Others,such as the racial gap in business ownership,have narrowed1.Racial gaps continue to be a material headwind to the U.S.economy,impacting Black communities and individu