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1、A Guide For BusinessesNavigating changing cross-border paymentsin Japan2Table of Content Introduction The Japanese business payments landscape Payments trends in Japan Japans changing payments at a glance -The state of cross-border payments in Japan -The impact of Type 1 licenses:Real-time payments

2、and beyond -Benefitsforbusinesses Future trends in Japanese payments Conclusion3Introduction In 2023,The Japanese government will reportedly soon begin to issue approvals for money transfer operators and other players to handle uncapped cross-border payments in and out of the country for the first t

3、ime.This means that cross-border business-to-business(B2B)payments,which have traditionally been largely confined to the SWIFT network,are setto see a surge in options over the next12 months.This transformation is occurring against a backdrop of ongoing change in the Japanese payments landscape and

4、sees the country increasingly align with other parts of the world on the availability of B2B payments options.However,it is doing so within a significantly different payments landscape compared to many other developed countries.In this report,we explore the current state and challenges of cross-bord

5、er payments to and from Japan,as well as how the introduction of these new capabilities will change access to B2B cross-border payments.Such changes will have evident benefits for both international companies doing business in Japan and Japanese companies doing business abroad;for companies,recogniz

6、ing how these changes can help reduce costs and improve efficiencies is vital to future growth.4The Japanese business payments landscapeThe payments landscape in Japan is quite different from that of many other countries of a similar development level,which extends to how businesses make payments,bo