《Clifford Chance：欧盟人工智能新规对金融行业企业的影响（英文版）（17页）.pdf》由会员分享，可在线阅读，更多相关《Clifford Chance：欧盟人工智能新规对金融行业企业的影响（英文版）（17页）.pdf（17页珍藏版）》请在三个皮匠报告上搜索。

1、IMPACT OF THE NEW EU AI REGULATION ON FINANCIAL SECTOR FIRMS IMPACT OF THE NEW EU AI REGULATION ON FINANCIAL SECTOR FIRMS 2September 2021IMPACT OF THE NEW EU AI REGULATION ON FINANCIAL SECTOR FIRMS The recently proposed EU regulation on artificial intelligence (AI Act)will impose new regulatory requ

2、irements on firms across the financial sector when they use,provide,import or distribute computer software for biometric identification,human capital management or credit assessment of individuals.It will also prohibit the deployment of software exploiting subliminal techniques or vulnerabilities du

3、e to age or disability and impose transparency obligations on providers and users of other software.Firms compliance with the new requirements will be challenging because of the difficulty of determining what software will be treated as an artificial intelligence system subject to these requirements

4、 and which entities within a financial sector group will be subject to obligations under the AI Act,especially given its extraterritorial application.The European Commission issued its legislative proposal for the AI Act in April 2021 as part of its wider plan to coordinate EU policy priorities on,a

5、nd investment in,artificial intelligence(AI).The AI Act aims to address the risks associated with certain uses of this emerging technology by creating a harmonised EU legal framework to give users confidence in AI-based solutions,encourage businesses to develop those solutions and prevent fragmentat

6、ion of the EU single market as a result of diverging national regulation of AI.The Commissions consultation on the text of the proposal has now closed.The regulation is in the early stages of the legislative process and the European Parliament and the Council may amend the proposal before it is fina