大新銀行集團：2025年中期業績報告.pdf

1、中 期 業 績 報 告INTERIM REPORT2025（股份代號 Stock Code:2356）大新銀行有限公司之控股公司The holding company of Dah Sing Bank,Limited1目錄CONTENTSDAH SING BANKING GROUP LIMITED INTERIM REPORT 2025未經審核之簡明綜合收益賬Unaudited Condensed Consolidated Income Statement2未經審核之簡明綜合全面收益表Unaudited Condensed Consolidated Statement of Comprehen

2、sive Income3未經審核之簡明綜合財務狀況表Unaudited Condensed Consolidated Statement of Financial Position4未經審核之簡明綜合權益變動表Unaudited Condensed Consolidated Statement of Changes in Equity5未經審核之簡明綜合現金流量結算表Unaudited Condensed Consolidated Statement of Cash Flows7未經審核之中期簡明財務報表附註Notes to the Unaudited Interim Condensed Fi

3、nancial Statements8財務比率Financial Ratios87集團及業務概覽Corporate and Business Overview88企業管治及其他資料Corporate Governance and Other Information92未經審核之簡明綜合收益賬UNAUDITED CONDENSED CONSOLIDATED INCOME STATEMENT截至6月30日止6個月 For the six months ended 30 June2大新銀行集團有限公司 2025年中期業績報告變動Variance附註百分比以港幣千元位列示HK$000Note20252

4、024%利息收入Interest income35,318,8546,205,704利息支出Interest expense3(2,542,396)(3,667,009)淨利息收入Net interest income2,776,4582,538,6959.4服務費及佣金收入Fee and commission income4829,048712,467服務費及佣金支出Fee and commission expense4(102,285)(109,081)淨服務費及佣金收入Net fee and commission income726,763603,38620.4淨交易收入Net trad

5、ing income5271,533119,447其他營運收入Other operating income620,84225,229營運收入Operating income3,795,5963,286,75715.5營運支出Operating expenses7(1,707,075)(1,594,865)7.0扣除減值虧損前之營運溢利Operating profit before impairment losses2,088,5211,691,89223.4信貸減值虧損Credit impairment losses8(728,082)(544,007)33.8扣除若干投資及固定資產之收益及虧

6、損前之營運溢利Operating profit before gains and losses on certain investments and fixed assets1,360,4391,147,88518.5出售其他固定資產之淨虧損Net loss on disposal of other fixed assets(40)(122)應佔聯營公司之業績Share of results of an associate9442,756430,479聯營公司投資之減值虧損Impairment loss on investment in an associate9(15,715)視同出售聯營公