大新銀行集團：2024年中期業績報告.pdf

1、（股份代號 Stock Code:2356）大新銀行有限公司之控股公司The holding company of Dah Sing Bank,Limited2024INTERIM REPORT中 期 業 績 報 告Dah Sing Banking Group Limited 大新銀行集團有限公司26th Floor,Dah Sing Financial Centre,248 Queens Road East,Wan Chai,Hong Kong香港灣仔皇后大道東248號大新金融中心26樓Telephone 電話 :(852)2507 8866Facsimile 傳真 :(852)2598 5

2、052Website 網址 :1目錄CONTENTSDAH SING BANKING GROUP LIMITED INTERIM REPORT 2024未經審核之簡明綜合收益賬Unaudited Condensed Consolidated Income Statement2未經審核之簡明綜合全面收益表Unaudited Condensed Consolidated Statement of Comprehensive Income3未經審核之簡明綜合財務狀況表Unaudited Condensed Consolidated Statement of Financial Position4未經

3、審核之簡明綜合權益變動表Unaudited Condensed Consolidated Statement of Changes in Equity5未經審核之簡明綜合現金流量結算表Unaudited Condensed Consolidated Statement of Cash Flows7未經審核之中期簡明財務報表附註Notes to the Unaudited Interim Condensed Financial Statements8財務比率Financial Ratios86集團及業務概覽Corporate and Business Overview87企業管治及其他資料Cor

4、porate Governance and Other Information91未經審核之簡明綜合收益賬UNAUDITED CONDENSED CONSOLIDATED INCOME STATEMENT截至6月30日止6個月 For the six months ended 30 June2大新銀行集團有限公司 2024年中期業績報告變動Variance附註百分比以港幣千元位列示HK$000Note20242023%利息收入Interest income36,205,7045,287,210利息支出Interest expense 3(3,667,009)(3,018,165)淨利息收入Ne

5、t interest income2,538,6952,269,04511.9服務費及佣金收入Fee and commission income4712,467474,544服務費及佣金支出Fee and commission expense4(109,081)(96,870)淨服務費及佣金收入Net fee and commission income603,386377,674 59.8淨交易收入Net trading income5119,4476,451其他營運收入Other operating income625,22938,236營運收入Operating income3,286,7

6、572,691,40622.1營運支出Operating expenses7(1,594,865)(1,533,321)4.0扣除減值虧損前之營運溢利Operating profit before impairment losses1,691,8921,158,08546.1信貸減值虧損Credit impairment losses8(544,007)(156,893)246.7扣除若干投資及固定資產之收益及虧損前之營運溢利Operating profit before gains and losses on certain investments and fixed assets1,147