大新銀行集團：2022年中期業績報告.pdf

1、二零二二年中期業績報告 Interim Report 2022DSBG2022Interim Report中期業績報告Dah Sing Banking Group Limited 大新銀行集團有限公司About Dah Sing Bank:Dah Sing Bank,Limited is a wholly-owned subsidiary of Dah Sing Banking Group Limited.Founded in Hong Kong 75 years ago,Dah Sing Bank has been providing quality banking products and

2、 services to its customers with a vision to be“The Local Bank with a Personal Touch”.Over the years,the Bank has been rigorous in delivering on its brand tagline to grow with its customers in Hong Kong,the Greater Bay Area and beyond “Together We Progress and Prosper”.有關大新銀行：大新銀行有限公司為大新銀行集團有限公司之全資附屬

3、公司。大新銀行植根香港 75 年，一直憑著以人為本的精神為客戶提供優質銀行產品及服務，並不斷推動 同步 更進步的品牌理念，與香港、大灣區至更廣泛地區的客戶共同成長。1DAH SING BANKING GROUP LIMITED INTERIM REPORT 2022目錄CONTENTS未經審核之簡明綜合收益賬未經審核之簡明綜合全面收益表 未經審核之簡明綜合財務狀況表 未經審核之簡明綜合權益變動表 未經審核之簡明綜合現金流量結算表 未經審核之中期簡明財務報表附註 財務比率集團及業務概覽企業管治及其他資料Unaudited Condensed Consolidated Income Stateme

4、ntUnaudited Condensed Consolidated Statement of Comprehensive IncomeUnaudited Condensed Consolidated Statement of Financial PositionUnaudited Condensed Consolidated Statement of Changes in EquityUnaudited Condensed Consolidated Statement of Cash FlowsNotes to the Unaudited Interim Condensed Financia

5、l StatementsFinancial RatiosCorporate and Business OverviewCorporate Governance and Other Information23 4 5 7 8 848589大新銀行集團有限公司 2022年中期業績報告2未經審核之簡明綜合收益賬UNAUDITED CONDENSED CONSOLIDATED INCOME STATEMENT截至6月30日止6個月 For the six months ended 30 June（以港幣千元位列示，除另有註明外）(Expressed in thousands of Hong Kong

6、dollars unless otherwise stated)變動Variance附註百分比Note20222021%利息收入Interest income32,696,9562,602,333利息支出Interest expense3(676,666)(638,950)淨利息收入Net interest income2,020,2901,963,3832.9服務費及佣金收入Fee and commission income4564,004735,541服務費及佣金支出Fee and commission expense4(82,402)(94,027)淨服務費及佣金收入Net fee an