大新銀行集團：2023年年報.pdf

1、2023ANNUAL REPORT大新銀行有限公司之控股公司The holding company of Dah Sing Bank,Limited年 報（股份代號 Stock Code:2356)大新銀行集團有限公司 2023年年報 22023ANNUAL REPORT年 報大新銀行扎根香港逾76年，一直堅守 以人為本 的願景。我們不斷優化產品和服務質素，秉持以客為尊的業務宗旨，務求信守 同步 更進步 的承諾，與客戶在香港、大灣區以至更廣泛地區共同成長。As a bank with over 76 years of history in Hong Kong,Dah Sing Bank has

2、 been committed to our vision to be“the local bank with a personal touch”.Customer centricity lies at the heart of everything we do,as we continually uplift the quality of our products and services.We strive to grow with our customers in Hong Kong,the Greater Bay Area and beyond,delivering on our pr

3、omise “Together We Progress and Prosper”.目錄CONTENTS1Dah Sing Banking Group Limited Annual Report 2023大新銀行集團有限公司 2023年年報 財務概要Financial Summary2組織摘要Corporate Information4董事及高層管理人員簡介Directors and Senior Managements Profile6主席報告書Chairmans Statement18業務回顧Review of Operations24企業管治報告Corporate Governance R

4、eport46董事會報告書Report of the Directors86附屬公司董事Directors of Subsidiaries112綜合收益賬Consolidated Income Statement113綜合全面收益表Consolidated Statement of Comprehensive Income114綜合財務狀況表Consolidated Statement of Financial Position115綜合權益變動表Consolidated Statement of Changes in Equity116綜合現金流量結算表Consolidated Statem

5、ent of Cash Flows118綜合財務報表附註Notes to the Consolidated Financial Statements119未經審核補充財務資料Unaudited Supplementary Financial Information321獨立核數師報告Independent Auditors Report330主要附屬銀行分行分佈表Major Banking Subsidiaries Lists of Branches3402大新銀行集團有限公司 2023年年報 財務概要以百萬港元位列示HK$Million20192020202120222023 股東資金Sha

6、reholders funds27,27128,44129,91329,91432,578額外權益性工具Additional equity instruments899899899311311後償債務Subordinated notes5,5103,8284,1283,8015,917客戶存款Deposits from customers182,629190,340196,135199,792207,234已發行的存款證Certificates of deposit issued6,7518,1266,5904,2292,428存款總額Total deposits189,380198,4662