1、 WHITEPAPERIdentity Security is Critical to Obtaining and Maintaining Cyber Insurance2024 Cyber Insurance Research ReportWHITEPAPER 2024 Cyber Insurance Research Report2Executive SummaryCyber insurance is a critical component of a cyber risk management program to ensure resilience and recovery.Now t
2、hat having cyber insurance has become standard practice for organizations of all types,the focus has shifted to maintaining insurability even as risk factors change.As cyber incidents have rattled the industry,insurers are engaging in detailed risk assessments,and its increasingly difficult for cybe
3、r leaders to prove the value of their security program and get robust coverage.Organizations must provide relevant evidence to make sure their insurance continues and increases or adjusts as necessary.For complex,hybrid organizations with changing risk profiles,collecting accurate,up-to-date informa
4、tion can be incredibly cumbersome and time-consuming work.In this research study of 300 decision-makers,we analyze how companies are addressing these challenges to obtain and maintain cyber insurance.In particular,we explore how organizations are adopting newer technologies like Artificial Intellige
5、nce to increase efficiency,scale quickly,and lower costs.Key takeaways:Gaps in identity security are the most common cause of cyber incidents that result in insurance claims.Identity and privilege compromises account for 47%of attacks that lead to insurance claims.Insurance companies want evidence o
6、f identity security before granting a policy.Over 40%of insurance companies require least privilege access controls/authorization before granting a policy.Virtually all(95%)of U.S.companies had to invest in identity security solutions before obtaining a policy.Although overall cyber insurance costs
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