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MLF利率、LPR报价利率及国债利率
MLF利率、LPR报价利率及国债利率
行业数据
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所属报告:
银行业存款利率市场化专题:存款市场供需、政策评估、行业与个人影响研究-220523(17页).pdf
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图33贷款市场报价利率(LPR)呈现下行趋势
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五年期LPR(%)(右轴)
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图2-52023-2025中国贷款市场报价利率(LPR)走势
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中国OMO投放16910亿,LPR为3%
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行业数据
2026-03-02
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图2-82023-2025中国贷款市场报价利率(LPR)走势
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自研数据
2026-02-06
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图2-22023-2025中国贷款市场报价利率(LPR)走势
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自研数据
2026-02-05
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自2019年以来,银行贷款利率快速回落,除LPR调整外,也和加点下调有关,而当前近半
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行业数据
2026-01-29
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估算若年内LPR调降10bps,则定期存款利率有必要下降15-20bps予以对冲对息差的影响
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行业数据
2026-01-29
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2019年8月-2025年12月贷款市场报价利率(LPR)历史走势图
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行业数据
2026-01-26
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MLF操作情况(单位:亿元)
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行业数据
2026-01-20
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中国OMO投放1387亿,LPR为3%
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银行业存款利率市场化专题:存款市场供需、政策评估、行业与个人影响研究-220523(17页).pdf
不同情形下,年初存贷款利率变动对后续年份银行息差影响测算
上市银行挂牌利率情况
老16家上市银行存款付息率情况
监管因素,使得国内银行的负债端需求更青睐存款
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