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教育信息化贴息贷款政策梳理

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所属报告：

计算机行业深度报告：教育新基建政策引领新周期底部反转趋势确立-221214（30页）.pdf

打包全文图表

1 贴息政策发布，引领教育基建新周期 ........................................................................................................................ 3 1.1 定向支持教育领域，贴息政策涵盖超 2000亿贷款 .................................................................................................................... 3 2 教育信息化：迎政策利好，行业景气有望加速上升 ................................................................................................... 6 2.1 职业教育：政策持续出台，有望迎来新机遇 ................................................................................................................................ 6 2.2 高校教育：深耕高教信息化，助力教育新基建 ........................................................................................................................... 9 3 投资建议 .............................................................................................................................................................. 11 3.1 行业投资建议 .................................................................................................................................................................................... 11 3.2 科大讯飞：教育 IT核心龙头 ......................................................................................................................................................... 11 3.3 佳发教育：教考信息化龙头，迎新一轮政策红利 ..................................................................................................................... 13 3.4 捷安高科：轨交职教实训设备龙头 .............................................................................................................................................. 18 3.5 运达科技：高端铁路仿真实训设备核心供应商 ......................................................................................................................... 21 3.6 金桥信息：深耕智慧校园，核心主业迎来春天 ......................................................................................................................... 22 4 风险提示 .............................................................................................................................................................. 25 插图目录 .................................................................................................................................................................. 28 1 贴息政策发布，引领教育基建新周期 1.1 定向支持教育领域，贴息政策涵盖超 2000亿贷款央行&财政部携手，助力教育新基建。今年 9月份以来，国务院、教育部、中国人民银行、财政部等部门相继出台了针对教育信息化贴息贷款的支持政策，央行宣布设立设备更新改造再贷款，以不高于 3.2％的利率向制造业、社会服务领域和中小微企业、个体工商户等投放，额度在 2000亿元以上；财政部、国发委等五部门对包括教育、卫生健康在内的 10个领域提供设备更新改造贷款贴息 2.5个百分点，期限 2年。在央行“设备更新改造专项再贷款”和中央财政“贷款贴息”双重共振下，实际贷款利率低于 0.7%，组合政策的推出带来智慧教育需求的增长，教育信息化或将再次迎来建设高峰。

政策法规原图定位