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图表5个人养老金税惠与应纳税所得额关系
图表5个人养老金税惠与应纳税所得额关系
行业数据
下载Excel
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图片格式:PNG
图片大小:187KB
图片尺寸:2281*1112
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所属报告:
养老保险行业体系研究(五):中国补充养老险个人养老金的发展现状与制度优化-250115(22页).pdf
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图2.5:.低迷的就业可能开始影响国家养老金的可持续性
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行业数据
2026-07-21
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图13、养老金权益和共同基金规模占比显著提升
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2026-06-25
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图14、美国三支柱养老金体系发展历程
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产业概述
2026-06-25
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图15、养老金制度改革推动其资产规模稳步扩张
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市场规模
2026-06-25
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图9:最近测量年度中报告的总养老金负债变化(十亿美元)
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2026-04-20
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图12:报告的总养老金责任(十亿美元)
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行业数据
2026-04-20
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截止25年11月25日,全球私募信贷资金供给中养老金规模
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2026-03-16
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表1、2024年全球公共养老金基金排名
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2026-03-09
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图8、美国三支柱养老金体系发展历程
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产业概述
2026-03-09
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全球主要国家公共养老金支出占GDP比重预测(2000-
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2026-02-24
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图3-15日本养老金三大支柱参与人数趋势(千人,2002-2022年)
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2026-02-09
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表2-3第三支柱养老金融产品规模(截至2023年年末)
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2026-02-09
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2013-2024年月人均养老金情况
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2026-02-06
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表3:第三支柱养老金融产品规模(截至2023年年末)
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2026-02-05
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图26:美国三大支柱养老金体系构成 WW
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2026-02-05
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缴费环节:缴费上限为 1.2万元/年,缴费额税前扣除,形成税惠。个人养老金完全由个人自愿缴纳,没有强制性,也没有统筹账户和国家补助(即不存在多缴多补助的情况),每人一年缴纳个人养老金的最大值为 12000元,可以选择少交纳或者不交纳。缴费环节金额据实扣除,参加人可以选择在预扣预缴或者综合所得汇算清缴时,享受税收优惠政策。中国的个人所得税采用七级超额累进税率,对于不同收入水平的人而言,缴纳个人养老金后所适用的边际税率不同。因此,对不同收入的人而言,缴纳个人养老金的税惠力度也有不同,整体而言收入越高,税惠力度越大。
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养老保险行业体系研究(五):中国补充养老险个人养老金的发展现状与制度优化-250115(22页).pdf
2026年养老金融行业报告:7000万人开户缴费率30%,税惠与收益率双困破局
图表9中国老年人预期寿命(2022)
图表8本科毕业的女性,28岁为生育高峰(2020)
图表7个人养老金产品数量分布(截至2025.01.05)
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