负责任的金融科技人工智能.pdf

1、Responsible AI for FinTechQCon LondonLexy Kassan,Lead Data&AI Strategist,EthicistResponsible AIRegulation UpdateFinTech ResponseResponsible AI80%of companies planto increase investment in Responsible AIAccenture:From AI Compliance to Competitive AdvantageData&AI Ethical LadderEthicalResponsibleCompl

2、iantSHOULDCANMUSTTools,Templates&TechniquesResponsibility at Every LevelPrinciples and VisionProgramPolicyProcessPracticeFrameworks&InterpretationsProcedures&PatternsGovernanceResponsible AI PrinciplesHuman-CentricFair&UnbiasedSafe&SecureAccountabilityPrivacyComplianceInterpretableEfficientRobust&Re

3、silientEthicalGovernanceDesignRegulation Update77%of companies see AI regulation as a priorityAccenture:From AI Compliance to Competitive AdvantageActive Regulatory AreaSee more:AI Legislature TrackerPre Existing Laws Apply to AI In Many Cases Data&Consumer Protection Intellectual Property Anti-Disc

4、rimination Criminal Antitrust&Unfair CompetitionEU AIA:Risk-Based Regulation FrameworkUnacceptable RiskAny system with the intent or effect of materially distorting human behavior is prohibitedHigh RiskAny system posing an elevated risk of harm to health or safety,or of adverse impact on fundamental

5、 rights,is subject to conformity assessmentLimited RiskAny system not considered unacceptable or high risk that interacts with humans must provide notice of AI in useMinimal RiskAny system not considered unacceptable or high risk and that does not interact with humans has no additional requirements*

6、The Act also regulates general purpose AI and frontier models regardless of use case.FCA Consumer Duty1.Design for good consumer outcomes2.Avoid foreseeable harm3.Demonstrate supply chainFinTech Response10-30%revenue boost expected by leade