在人工智能、开放金融和信任的交汇处释放价值.pdf

1、Smarter with ConsentUnlocking Value at the Intersection of AI,Open Finance&TrustQuestionOpen Finance&Consumer ControlOpen Finance&Consumer ControlOpen Banking/Open Open Banking/Open Energy/Open Finance Energy/Open Finance are reshaping are reshaping data accessdata accessConsentConsent-based access

2、is based access is now the normnow the normThe one who earns the The one who earns the customers trust customers trust earns the dataearns the dataThe Rise of IPP 3A (Effective 1 June 2025)(Effective 1 June 2025)Notify individuals Notify individuals if data is collected if data is collected indirect

3、lyindirectlyExplain who,why,Explain who,why,how,and under how,and under what lawwhat lawGive people the Give people the right to access and right to access and correctcorrectInformation Privacy PrincipleConsent as a StrategyConsent as a StrategyAI is a Mirror,Not a MindAI is a Mirror,Not a MindAI&Co

4、nsent in PracticeAI&Consent in PracticeConsent is explicit,time-bound,purposeful,personalAI must be designed to respect revocationResponsible AI in ActionResponsible AI in ActionAsk before Ask before you actyou actSee what See what youve learnedyouve learnedLet users control their Let users control

5、their datas influencedatas influenceSmarter,Safer the Agentic solutionAgentic solutionHyper-personalised financial tools based on real behaviourSmart switching between better dealsExplainable decisions and transparent AI modelsConsent dashboards that adapt to user choicesA foundation for personal di

6、gital agentsEfficiencyEfficiencyReducing Friction,Boosting VelocityReducing Friction,Boosting Velocity47%leave on first page68%average application abandonment3x increase completion rates with pre-filled forms47%-https:/ Recover FasterDetect