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第一资本信贷Capital One Financial(COF)2025年第一季度财务补充报告「NYSE」(英文版)(25页).pdf

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1、Exhibit 99.2Capital One Financial CorporationFinancial Supplement(1)(2)First Quarter 2025Table of ContentsCapital One Financial Corporation Consolidated ResultsPageTable 1:Financial SummaryConsolidated1Table 2:Selected MetricsConsolidated3Table 3:Consolidated Statements of Income4Table 4:Consolidate

2、d Balance Sheets6Table 5:Notes to Financial Summary,Selected Metrics and Consolidated Financial Statements(Tables 14)8Table 6:Average Balances,Net Interest Income and Net Interest Margin9Table 7:Loan Information and Performance Statistics10Table 8:Allowance for Credit Losses and Reserve for Unfunded

3、 Lending Commitments Activity12Business Segment ResultsTable 9:Financial SummaryBusiness Segment Results13Table 10:Financial&Statistical SummaryCredit Card Business14Table 11:Financial&Statistical SummaryConsumer Banking Business16Table 12:Financial&Statistical SummaryCommercial Banking Business17Ta

4、ble 13:Financial&Statistical SummaryOther and Total18OtherTable 14:Notes to Net Interest Margin,Loan,Allowance and Business Segment Disclosures(Tables 613)19Table 15:Calculation of Regulatory Capital Measures and Reconciliation of Non-GAAP Measures20_(1)The information contained in this Financial Su

5、pplement is preliminary and based on data available at the time of the earnings presentation.Investors should refer to our Quarterly Report on Form 10-Q for the period ended March 31,2025 once it is filed with the Securities and Exchange Commission.(2)This Financial Supplement includes non-GAAP meas

6、ures.We believe these non-GAAP measures are useful to investors and users of our financial information as they provide an alternate measurement of our performance and assist in assessing our capital adequacy and the level of return generated.These non-GAAP measures should not be viewed as a substitu

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根据报告的内容,以下是全文主要内容的概括: 1. **财务摘要**:2025年第一季度,Capital One的净收入为13.25亿美元,同比增长10%,每股摊薄后盈利为3.45美元,同比增长30%。 2. **贷款情况**:截至2025年3月31日,贷款总额为3235.98亿美元,同比增长3%,信用卡贷款为1571.89亿美元,同比增长4%。 3. **信用损失准备**:2025年第一季度,信用损失准备金为15.899亿美元,同比增长3%。 4. **资本充足率**:截至2025年3月31日,普通股一级资本充足率为13.6%,总资本充足率为17.0%。 5. **盈利能力**:2025年第一季度,资产回报率为1.14%,普通股股东权益回报率为9.23%。 6. **效率比率**:2025年第一季度,经营效率比率为47.00%。 7. **信用质量**:2025年第一季度,净冲销率为3.40%,逾期30天以上贷款率为3.51%。 8. **非GAAP指标**:调整后每股摊薄后盈利为4.06美元,调整后经营效率比率为43.92%。 以上是对文章中核心数据的简要概括。
第一季度业绩如何? 资本充足率有何变化? 坏账准备金情况如何?
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