当前位置:首页 >英文主页 >中英对照 > 中译版报告详情

Alight:2025美国退休与财务健康热门话题研究报告(中译版)(21页).pdf

上传人: Kell****reet 编号:719460 2025-07-01 21页 6.87MB

下载:

1、 2025 Hot Topics in Retirement and Financial WellbeingAbout AlightAlight is a leading cloud-based human capital technology and services provider for many of the worlds largest organizations and over 35 million people and dependents.Through the administration of employee benefits,Alight helps clients

2、 gain a benefits advantage while building a healthy and financially secure workforce by unifying the benefits ecosystem across health,wealth,wellbeing,absence management and navigation.Our Alight Worklife platform empowers employers to gain a deeper understanding of their workforce and engage them t

3、hroughout lifes most important moments with personalized benefits management and data-driven insights,leading to increased employee wellbeing,engagement and productivity.Learn more about the Alight Benefits Advantage at .CO N TAC T INFOR MATIONRob Austin Head of Thought Leadership Mariana Fischbach

4、Senior Manager of Public Relations TA B LE O F CO N T E N T SA B O U T T H I S R E P O RTExecutive summaryFinancial wellbeingDC plansDB plansAppendixThe Hot Topics in Retirement report presents the findings of Alight Solutions annual survey,capturing the changes employers plan to make to their retir

5、ement and financial wellbeing plans in the upcoming year.Now in its 21st edition,the report features responses from 121 organizations employing nearly four million workers.The survey was conducted in the fall of 2024.This years report offers insights on several key topics,including:The growing inter

6、est in lifetime income options within DC plans The latest adoption of the optional provisions under SECURE 2.0 Employer efforts in cybersecurity communicationThank you for your interest in these key findings.We hope you find value in our data and insights.Alight sincerely appreciates the many plan s

word格式文档无特别注明外均可编辑修改,预览文件经过压缩,下载原文更清晰!
三个皮匠报告文库所有资源均是客户上传分享,仅供网友学习交流,未经上传用户书面授权,请勿作商用。
根据提供的数据,以下是全文主要内容的简明概括: 1. **财务福祉计划增长**:近92%的雇主计划在2025年扩大其财务福祉计划,超出了退休金计划的范围,主要关注预算和债务管理。 2. **退休计划变化**:121家机构表示,他们计划在来年对退休和财务福祉计划进行更改,这些机构共雇佣了约400万工人。 3. **SECURE 2.0规定采用**:约30%的雇主已经采用了SECURE 2.0的困难自证规定,而58%的雇主计划在2025年增加对退休计划的终身收入选项。 4. **终身收入兴趣增加**:15%的雇主报告说,他们已经或希望在2025年提供非保证的终身收入选项,而近10%的雇主对添加年金感兴趣。 5. **计划增强关注**:大多数雇主对为终止参与者提供计划增强不感兴趣,主要原因是操作和行政担忧。 6. **网络安全担忧**:超过三分之一的雇主对DC计划的网络安全表示担忧,但只有40%的员工设置了长且唯一的密码,不到一半的人实施了双因素认证。 7. **DB计划预期不变**:近70%的雇主表示不打算终止其定义利益计划,而约30%的雇主对为某些参与者购买年金表示一定兴趣。 核心数据引用: - 92%的雇主计划扩大财务福祉计划 - 121家机构计划更改退休和财务福祉计划 - 30%的雇主已采用SECURE 2.0的困难自证规定 - 15%的雇主提供或希望提供非保证的终身收入选项 - 10%的雇主对添加年金感兴趣 - 40%的员工设置了长且唯一的密码 - 30%的雇主对DB计划购买年金感兴趣 - 70%的雇主不打算终止DB计划。
"2025年退休金热点话题是什么?" "如何提高员工的财务幸福感?" "你的退休计划准备好应对未来了吗?"
客服
商务合作
小程序
服务号
折叠