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国际保险监督官协会(IAIS):2023年全球保险市场报告 (GIMAR)(英文版)(80页).pdf

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1、Global Insurance Market Report(GIMAR)December 20232023 GLOBAL INSURANCE MARKET REPORTThe International Association of Insurance Supervisors(IAIS)is a voluntary membership organisation of insurance supervisors and regulators from more than 200 jurisdictions.The mission of the IAIS is to promote effec

2、tive and globally consistent supervision of the insurance industry in order to develop and maintain fair,safe and stable insurance markets for the benefit and protection of policyholders and to contribute to global financial stability.Established in 1994,the IAIS is the international standard-settin

3、g body responsible for developing principles,standards and other supporting material for the supervision of the insurance sector and assisting in their implementation.The IAIS also provides a forum for members to share their experiences and understanding of insurance supervision and insurance market

4、s.The IAIS coordinates its work with other international financial policymakers and associations of supervisors or regulators,and assists in shaping financial systems globally.In particular,the IAIS is a member of the Financial Stability Board(FSB),member of the Standards Advisory Council of the Int

5、ernational Accounting Standards Board(IASB)and partner in the Access to Insurance Initiative(A2ii).In recognition of its collective expertise,the IAIS also is routinely called upon by the G20 leaders and other international standard-setting bodies for input on insurance issues as well as on issues r

6、elated to the regulation and supervision of the global financial sector.For more information,please visit www.iaisweb.org and follow us on LinkedIn:IAIS International Association of Insurance Supervisors.IThis document is available on the IAIS website(www.iaisweb.org).International Association of In

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本文是国际保险监管机构协会(IAIS)发布的2023年全球保险市场报告(GIMAR),基于2023年全球监测演习(GME)的风险评估框架,旨在监控全球保险行业的风险和趋势,评估系统性风险的潜在积累。报告指出,尽管资本充足率保持稳健,但2022年全球保险公司的整体偿付能力比率略有下降,主要由于金融市场发展,包括股票贬值、企业及主权债务信用利差扩大、利率波动和某些司法管区的货币贬值。监管机构关注的主要风险包括通胀、保险购买力下降、乌克兰战争等地缘政治紧张局势。报告还探讨了两个宏观审慎主题:利率、流动性和信用风险,以及在生命保险领域的结构性转变,包括资本向替代资产的分配和跨境资产密集型再保险。此外,IAIS正在评估资产密集型再保险是否充分涵盖在保险核心原则13下,并可能制定额外的监管指导。在气候相关风险方面,IAIS继续提高对保险行业气候相关风险的认识,发现全球保险公司的气候相关资产敞口估计为37%的报告资产,并建议对自然灾害风险设置基于风险的资本要求。
"全球保险市场报告有哪些关键发现?" "国际保险监管协会如何应对气候变化带来的风险?" "保险业在2022年的盈利状况如何?"
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