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韩国银行:2024年韩国金融稳定报告(英文版)(155页).pdf

上传人: AG 编号:607424 2024-06-01 155页 4.76MB

1、Financial Stability Report2024.6Financial stability refers to a condition in which the financial system works smoothly with all of its key components satisfactorily performing their roles:financial institutions carrying out their financial intermediary functions,market participants maintaining a hig

2、h level of confidence in the financial market,and the financial infrastructure being well devel-oped.Financial stability is regarded as one of the policy goals that must be achieved,together with price stability and economic growth,for a sus-tainable economic development.Policy authorities around th

3、e world thus devote great efforts to achieving financial stability.As part of its conduct of macroprudential policies,the Bank of Korea has been publishing the Financial Stability Report on a biannual basis since 2003,analyzing and assessing the potential risks inherent in the Korean financial syste

4、m and suggesting related policy challenges.Notably,under the revised Bank of Korea Act of 2011(Article 96),the Bank of Korea is obliged to draw up a Financial Stability Report and sub-mit it to the Korean National Assembly at least two times each year.The Bank of Korea is devoting its best efforts t

5、o qualitative improvement of the Financial Stability Report.This report takes the potential risks to financial stability highlighted until May 2024 as the objects of its analy-sis.It is hoped that this Financial Stability Report will help financial market participants,regulators and policymakers to

6、recognize the risk factors inherent in the financial system at an early stage,and deal with them appropriately.Chairman Rhee,Chang YongMember Shin,Sung HwanMember Chang,Yong SungMember Ryoo,Sang DaiMember Hwang,kun ilMember Kim,Jong HwaMember Lee,Soo HyungThis Financial Stability Report is published

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本文主要分析了2024年韩国金融稳定报告,内容涉及信贷市场、资产市场、金融机构和资本流动等多个方面。 1. 信贷市场方面,家庭信贷持续增长,但增速放缓,主要受住房贷款推动。企业信贷增长也放缓,尤其是非银行金融机构对企业贷款。 2. 资产市场方面,债券市场和股票市场整体稳定,但房地产市场销售价格有所下降。 3. 金融机构方面,银行和非银行金融机构的盈利能力保持稳定,但资产质量有所下降。 4. 资本流动方面,外国投资者对韩国股票和债券的投资呈现净流入,而韩国居民对海外股票和债券的投资也呈现净增加。 5. 金融系统的韧性方面,金融机构的资本充足率和流动性比率均超过监管标准,外部支付能力也保持稳定。 6. 金融稳定风险方面,短期内存在一些风险因素,如家庭债务负担加重、房地产项目融资贷款违约风险、金融机构资产质量下降等。 7. 政策建议方面,建议政府采取措施促进房地产项目融资市场平稳过渡,金融机构应加强资产质量管理和流动性管理,政策当局应继续降低和稳定私人信贷杠杆率。
韩国金融稳定报告2024年6月版的主要内容是什么? 韩国金融系统在2024年第一季度表现如何? 韩国金融稳定面临的主要风险有哪些?
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