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肥胖行动联盟OAC:与保险公司合作寻求减肥手术的指南(英文版)(16页).pdf

上传人: AG 编号:606157 2024-01-01 16页 498.16KB

1、?www.ObesityAction.orgwww.ObesityAction.org2 2Obesit y Act ion Coalit ion w www.Obesit yAct ion.or gww.Obesit yAct ion.or gT able of Cont ent sT able of Cont ent sReviewing Your Policy .3 4Helpful Tips When Wor king wit h Your Insur ance Pr ovider.5The Pr e-appr oval Pr ocess .6 7Appealing a Denial

2、.8 9Ot her Opt ions t o Pay for Sur ger y .10Sample Let t er s t o Insur ance Pr ovider.11 12Glossar y of T er ms .13 15OAC Member ship .16Reviewing Your Policy .3 4Helpful Tips When Wor king wit h Your Insur ance Pr ovider.5The Pr e-appr oval Pr ocess .6 7Appealing a Denial .8 9Ot her Opt ions t o

3、Pay for Sur ger y .10Sample Let t er s t o Insur ance Pr ovider.11 12Glossar y of T er ms .13 15OAC Member ship .16Int r oduct ionInt r oduct ionI ndividuals affected by severe obesity rely on theirinsurance provider to assist them in the process of seekingaccess to safe and effec?ve medical treatme

4、nt.Many?mesthey experience difficulty when working with theirinsurance providers,such as repeated denials of claims.I naddi?on,the process o?en?mes seems complicated,andphysically and emo?onally draining.This brochure isdesigned to provide individuals with the knowledge neededto successfully work wi

5、th their insurance provider andbecome an advocate for change.I nside,you will find informa?on discussing the effects ofobesity and severe obesity,?ps for working with yourinsurance provider,detailed informa?on concerning thetreatment op?ons available for severe obesity and muchmore.I n addi?on,we al

6、so provide sample le?ers to write toyour insurer and employer to help you detail and expresswhy access to care is important to you and your family.We encourage you to consider joining with others who areaffected by obesity by becoming a member of the ObesityAc?on Coali?on(OAC).Membership informa?on

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本文主要介绍了如何与医疗保险提供者合作,以寻求对严重肥胖症的治疗。主要内容包括: 1. 审查您的医疗保险政策或雇主赞助的医疗保险计划,了解您的保险是否涵盖肥胖症治疗。 2. 了解与保险公司代表沟通的技巧,包括获取对方姓名、电话和电子邮件地址,以及要求书面确认。 3. 了解预批准过程,即在手术前获得保险公司的批准。 4. 如果被拒绝,了解如何上诉。包括了解拒绝的原因,获取正确的编码和医生证明,然后重新提交申请。 5. 介绍了一些其他支付手术费用的方法,如贷款、分期付款计划和信用卡。 6. 提供了向保险公司和雇主写信的样本,以帮助他们了解肥胖症的影响和治疗的重要性。 7. 提供了有关严重肥胖症的一些统计数据,以帮助人们了解这一疾病的影响。 8. 介绍了如何通过加入肥胖行动联盟(OAC)来倡导对肥胖症的治疗。 总的来说,本文为那些寻求通过医疗保险获得肥胖症治疗的人提供了一系列有用的建议和资源。
如何成功与保险公司合作? 保险覆盖减肥手术的常见问题有哪些? 减肥手术有哪些支付方式?
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