FPRIME：2023金融科技的现状报告（英文版）（37页）.pdf

1、State of Fintech 2023State of Fintech TeamLearn more about F-Prime:Visit the Fintech Index for more dataEmail:Discussion:March 9,2023 Noon ETAbdul AbdirahmanSenior AssociateRocio WuPrincipalJohn LinPrincipalDavid JegenManaging Partner,Tech Fund Zoey TangMBA Associate,Fintech Index Amit RameshData Sc

2、ientistSarah LamontAssociate2023 Fintech TrendsContentsSummary Page 4IIIF-Prime Fintech IndexPage 5IIIIVPage 27VFintech Benchmarks:by verticalPage 28Fintech Industry DynamicsPage 173VIF-PrimePage 35SummaryThe correction4Whats next The public market has begun to distinguish tech-enabled versions of e

3、xisting financial institutions from truly disruptive approaches to financial services Some fast-growing neo-banks,lenders,and wealth management firms will rival incumbents over time;however,embedded fintech business models will prove most disruptive In aggregate,fintech companies have captured less

4、than 10%of financial services revenue with payments making inroads Fintech Index companies grew LTM revenue 48%on average and have collectively added$19B of revenue(+15%)in just the first three quarters of 2022 Were releasing vertical-specific benchmarks to better distinguish and evaluate diverse fi

5、ntech business models We highlight several interesting trends that we are tracking in 2023-if you are building/investing here,lets connect!Fintech was on fire in 2021,with 77 public listings including eight of largest 10 fintech exits in history However,in 2022 public investors re-appraised many fin

6、tech companies by prioritizing capital efficiency,and shifting their valuation multiples from SaaS to traditional financial services businesses Macroeconomic uncertainty abounds and rising interest rates will help some businesses while hurting others The F-Prime Fintech Index was down 72%for 2022,wi