Peapack-Gladstone Financial Corporation (PGC) 2022年年度报告「NASDAQ」.pdf

1、2 0 2 2 AN N U AL R EPOR TInvesting in Our FuturePEAPACK-GLADSTONE FINANCIAL CORPORATION 22022 ANNUAL REPORT TABLE OF CONTENTSA high-performing boutique bank,leaders in wealth,lending and deposit solutions,known nationally for unparalleled client service,integrity and trust.Since 1921Our Core Princi

2、plesProfessionalism Clients FirstCompete to WinInvested in Our CommunityOne TeamContentsFinancial Highlights 3President and CEO Letter 4Investing in Environmental,Social and Governance 7 Investing in Our Communities 8Investing in Our Partners 9 Investing in Our Products and Solutions 18Locations 23L

3、eadership 24Corporate Information 25PEAPACK-GLADSTONE FINANCIAL CORPORATION 32022 ANNUAL REPORT TABLE OF CONTENTSFinancial HighlightsSelected Year-End Data:202220212020Pre-Tax Income$102,344$77,662$32,003Net Income74,24656,62226,192Total Assets6,353,5936,077,9935,890,442Total Deposits5,205,1645,266,

4、1494,818,484Total Investment Securities656,939905,433622,689Total Loans5,285,2464,806,7214,372,437Total Shareholders Equity532,980546,388527,122 Assets Under Management and/or Administration at Peapack Private Wealth Management(Market Value)$9.9 billion$11.1 billion$8.8 billionPer Common Share:Earni

5、ngsBasic$4.09$3.01$1.39EarningsDiluted4.002.931.37Book Value29.9229.7027.78Financial Ratios:Net Interest Margin2.91%2.38%2.31%Return on Average Assets1.200.940.45Return on Average Common Equity14.0210.565.11Companys Regulatory Capital Ratios:Total Capital to Risk-Weighted Assets14.73%14.64%17.67%Tie

6、r 1 Capital to Risk-Weighted Assets11.0210.6211.93Common Equity Tier 1 Capital to Risk-Weighted Assets11.0210.6211.93Tier 1 Capital to Average Assets8.908.298.53(In thousands,except per share data)$6.35BTOTAL ASSETS$74.25MNET INCOME$4.00DILUTED EARNINGS PER SHARE$19.1MNON-PERFORMING ASSETS$5.30BTOTA