Pacific Financial Corporation (PFLC) 2016年年度报告「OTC」.pdf

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3、hough our classification o.65%at year-We remained woans.n 2016,we streinvesting in pERS LETTElders:our seventh cok.We generating our solid rredit quality.operations durthwestern War,Portland an%to$0.23 perd on January 9%,at recent mth rate was 9.5.6%*and thh at 84%of toand deposit gteam is expece co

4、ming yeareness of our bts from 2016 record earningst margin(NIMlity continued0%of total asclassified asseof one comme-end comparewell reserved reamlined ourpeople and teER onsecutive yeted earnings oresults were s uring the yearashington andd Salem.In ar share,demo9,2017,to shamarket levels.1%for th

5、e yehe national motal deposits.growth to concted to be veryrs.business strateare detailed ags of$6.6 miM)improvedd to improve,ssets-the lowets increased ercial propertyd to 3.62%laat year end,wr operating foechnology throear of profitabof$6.6 milliostrong loan grr,we expanded Coastal Waaddition,we r

6、onstrating ourareholders of ear,outpacingedian growthIn addition,wntinue to be roy active in heegy and contias follows:llion for 2016d to 4.11%.with nonperfwest level sincslightly to$1y,the ratio ofast year.with our allowootprint by clooughout the fbility and poson for the full rowth,accelered our c