Bank of Marin Bancorp (BMRC) 2011年年度报告「NASDAQ」.pdf

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1、A different kind of bank.2011 annual reportcustomers pictured on cover(left to right):first row:William Fishman,Angel Island Ferry,Sandra Lew;second row:Blakes Landing Farm,August Sebastiani,Napa Electric,Inc.third row:Highway 12 Vineyards&Winery,Cindy Kozlowski-Hayworth,Lixit Corporation;fourth row

2、:Mark Bley,Marin Organic,Mary StompeThe Other Guyssonoma,california“The bank appreciates the subtleties of the wine business.Theyre experts at what they doand have helped us tremendously.”August Sebastiani,PresidentLixit Corporationnapa,california“Our transition to Bank of Marin has been seamless.Ba

3、nk of Marin has taken the time to truly understand every aspect of our business.”Linda Parks,President&Chief Executive OfficerNapa Electric,Inc.napa,california“The staff at Bank of Marin is always very friendly and helpful.We can count on them to take care of our banking transactions with ease.”Tiff

4、any Kuehl,Office ManagerMarin Organicpoint reyes station,california“We moved from a large corporate bank to our neighborhood Bank of Marin in 2011,and we couldnt be happier.”Adrienne Baumann,Executive Director2011 was an excellent year for Bank of Marin.In fact,relative to our peers,it may have been

5、 the best year weve had in some years.We have asked ourselves,“Why?”Why are we different from so many other financial institutions?What makes us stand out,year after year?We believe it is just doing what we do best that allows us to continue to perform at a high level.Once again in 2011,we stuck to

6、banking fundamentals with a disciplined mentality and active management of credit relationships.We continue to build relationships as the core of our business model,and we always remember that the communities we serve are central to the continued success of the Bank.Our goal as we continue forward i