Nova Ljubljanska Banka (NLB) 2016年年度报告「LSE」.pdf

1、AnnualReport2016S bashkuSkupajZajednoTogetherNLB Group Annual Report 2016ZajednoNLB Group 2016 Annual ReportChapter 2.Modern20 Business Report20 Key highlights of NLB Group 22 Overview of 2016 Results 28 NLB Group Strategy 32 Macroeconomic and Regulatory EnvironmentContents6 Key Financial And Operat

2、ing DataChapter 1.Engaged10 Statement by the Management Board of NLB 14 Report of the Supervisory Board of NLBChapter 3.Innovative42 Retail Banking in Slovenia54 Corporate and Investment Banking in Slovenia Chapter 4.Efficient66 Core Foreign Markets 90 Financial Markets100 Non-core Markets and Activ

3、ities NLB Group 2016 Annual ReportChapter 5.Trustworthy106 Risk Management 112 Human Resources Chapter 6.Digital120 IT and Processing Operations126 Internal Audit 128 Compliance and Integrity Chapter 7.Commited132 Overview of NLB Groups Financial Performance 2016144 Corporate Governance Chapter 8.Re

4、sponsible162 Events After the End of the 2016 Financial Year164 NLB Group Chart as at 31 December 2016167 Organizational Structure of NLB as at 31 December 2016168 Corporate and Social Responsibility Chapter 9.Professional176 Audited Financial Statements of NLB Group and NLB d.d.340 Regulatory Part3

5、52 Risk and Capital Management410 GRI Standards Disclosure for NLB416 NLB Group directory 113700,91723.7%63.860 209,25437139,524498 5.3%5.4NLB,LjubljanaNumber ofbranchesNumber ofactive clients Market shareby total assets Result after tax(in EUR million)40111.1%7.4Assets of coveredfunds without own r

6、esources(in EUR million)Market share2 Result after tax(in EUR million)NLB Banka,Banja LukaNumber ofbranchesNumber ofactive clientsNLB Banka,Sarajevo Number ofbranchesNumber ofactive clientsTotal assets(in EUR million)Market share4by total assets Result after tax(in EUR million)SloveniaBosnia and Her