Equitable Group Inc. (ETC) 2013年年度报告「TSX」.pdf

1、ANNUAL REPORT 2013BANK ON USEquitable Group Inc.(TSX:EQB and EQB.PR.A)is a growing Canadian financialservices business that serves the market through its wholly-owned subsidiary,Equitable Bank.Equitable Bank is a federally regulated Schedule I Bank with total assets of approximately$12 billion,offer

2、ing savings and mortgage lendingproducts to retail and commercial customers across Canada.For moreinformation,visit the Companys website at www.equitablebank.ca and click on Investor Relations.2468101216676873111SavingsSingle Family Residential MortgagesCommercial MortgagesPeopleCommunity ServiceSha

3、reholders LetterManagements Discussion and AnalysisIndependent Auditors ReportConsolidated Financial StatementsNotes to Consolidated Financial StatementsBoard of Directors,Officers and Shareholder InformationAbout Equitable Group Inc.1Equitable Group Inc.Annual Report 2013Weve opened a newchapter in

4、 our proud historyas a Canadian financialservices company byconverting our wholly-owned subsidiary into a Schedule I Bank andintroducing exciting newproduct solutions.Thatmeans you can bank on usfor more of what you need.2Equitable Group Inc.Annual Report 2013Unlike many other financial institutions

5、,Equitable is notburdened with the overhead associated with branchnetworks.This fundamental difference means we canprovide our customers with consistently superior returnson our Guaranteed Investment Certificates(GICs)andHigh Interest Savings Accounts.This is just one albeit the most important of ma

6、nyreasons that Canadians from coast to coast have entrustedus with well over$6 billion of their savings.Another is thatEquitable has a strong capital base as a federally regulatedSchedule I Bank and is a member of the Canada DepositInsurance Corporation(CDIC),meaning the savingsentrusted to us are s