Equitable Group Inc. (ETC) 2021年年度报告「TSX」.pdf

1、 Table of Contents 3 Managements discussion and analysis of financial condition and results of operations 62 Derivative financial instruments 3 Cautionary note regarding forward-looking statements 63 Off-balance sheet activities 5 Selected financials and other highlights 63 Related party transaction

2、s 7 Business overview 63 Risk management 8 Investing in EQB High Performance with Strong Capital 81 Share information 9 Equitable Banks Focus on ESG And First Schedule 1 Canadian Bank to Disclose Scope 3 Emissions 81 Disclosure controls and procedures 10 Economic and business outlook 81 Internal con

3、trol over financial reporting 16 Strategic priorities and partnerships 82 Changes in internal control over financial reporting 18 Differentiated approach to capital allocation 82 Non-generally accepted accounting principles(GAAP)financial measures 24 Announced agreement to acquire Concentra Bank 85

4、Reports and consolidated financial statements 25 Capital,liquidity and funding 86 Managements responsibility for financial reporting 28 COVID-19 impact 87 Independent auditors report 30 Financial and strategic initiatives results 92 Consolidated balance sheets 32 Personal Banking 93 Consolidated sta

5、tements of income 35 Commercial Banking 94 Consolidated statements of comprehensive income 38 Financial review earnings 95 Consolidated statements of changes in shareholders equity 41 Financial review balance sheet 97 Consolidated statements of cash flows 52 Fourth quarter overview 98 Notes to conso

6、lidated financial statements 61 Accounting policy changes 159 Directors and executive officers 61 Critical accounting estimates 160 Shareholder and corporate information Page.3 Managements discussion and analysis of financial condition and results of operations For the three months and year ended De