1、Annual Report 2023Credit Suisse AG For the purposes of this report,unless the context otherwise requires,the terms“Credit Suisse,”“the Bank,”“we,”“us”and“our”mean Credit Suisse AG and its consolidated subsidiaries.We use the term the“Bank parent company”when we are referring only to the standalone p
2、arent entity Credit Suisse AG.The term“Credit Suisse Group”means Credit Suisse Group AG and its consolidated subsidiaries prior to the acquisition.We use the term“Credit Suisse Group AG”when referring to Credit Suisse Group AG on a standalone basis.The terms“UBS”and“UBS Group”mean UBS Group AG and i
3、ts consolidated sub-sidiaries.We use the term“UBS Group AG”when referring to UBS Group AG on a standalone basis.Abbreviations are explained in the List of abbreviations at the back of this report.Publications referenced in this report,whether via website links or otherwise,are not incorporated into
4、this report.The English lan-guage version of this report is the controlling version.In various tables,use of“”indicates not meaningful or not applicable.89 IV Corporate Governance103VConsolidatedfinancialstatements Credit Suisse243 VI Additional informationAppendixA-2 List of abbreviationsA-4 Other
5、informationAnnual Report 2023Credit Suisse AG3 I Information on the company4 Credit Suisse7 Regulation and supervision11 Regulatory and legal developments16 Risk factors29 IIOperatingandfinancialreview30 Credit Suisse39 Wealth Management42 Swiss Bank 44 Asset Management46 Non-core and Legacy (includ
6、ing Investment Bank)48 Corporate Center50 Assets under management53 Critical accounting estimates57 III Treasury,Risk,Balance sheet and Off-balance sheet58 Liquidity and funding management61 Capital management66 Risk management86 Balance sheet and off-balance sheet this page intentionally leftblank