WTW：2017-2018全球再保险和风险偏好调查报告(英文版)(12页)（12页）.pdf

1、Cover title 26/29 45 light white Cover subtitle 12/15 65 medium black Risk appetite gains momentum in a changing world 2017/2018 Global Reinsurance and Risk Appetite Survey Report How is risk appetite helping insurance companies make better decisions about reinsurance needs? How effectively are comp

2、anies using enterprise risk management (ERM) to enhance business performance? Which emerging risk is top of mind? To find out, we asked insurance executives across the globe to weigh in. 2017/2018 Global Reinsurance and Risk Appetite Survey Report 1 Risk appetite gains momentum in a changing world 2

3、017/2018 Global Reinsurance and Risk Appetite Survey Report Table of contents Executive summary .2 Survey highlights .3 Risk appetite in a changing world.4 Risk appetite and reinsurance linking micro to macro .5 Enterprise risk management .8 Emerging risks .9 Executive summary 2 Willis Towers Watson

4、s latest risk appetite survey has again confirmed that risk appetite is increasingly central to insurers business decisions. The motivation for buying reinsurance has shifted toward earnings protection and volatility reduction driven by investor relation efforts. ERM capabilities have improved, as s

5、uggested by higher satisfaction with current frameworks; however, it appears progress is still needed to achieve companies risk culture goals. Among different emerging risks, most respondents say cyber risk is clearly their main concern, due largely to the difficulties in defining and managing this

6、serious risk both from underwriting and operational perspectives. In an insurance industry of increasing complexity and risks, risk appetite and reinsurance are gaining momentum as cornerstones of a successful operation, regardless of geography or size. Risk appetite gains momentum in a changing wor