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Ripple:2020年全球支付报告(英文版)(14页).pdf

上传人: Me****y 编号:21412 2020-10-23 14页 4.90MB

1、Discover new opportunities to streamline and grow your business in this country-by-country primer on domestic payment systems. The Last-Mile Playbook for Global Payments The Playbook at a Glance Blockchain and digital asset technology is transforming the complex and often unreliable global payments

2、process. When paired together, these technologies offer a solution for streamlining the entire payments system, especially the “last mile” where speed, transparency and liquidity are critical for efficient payment processing. Find out what your organization needs for the last mile to build different

3、iated value propositions in 14 key regions including Mexico Thailand and Nigeria. Revolutionizing Todays Cross-Border Payments Through the power of blockchain technology, financial institutions are enabling seamless, instant global payments. This transformation is providing access to new markets and

4、 opening revenue streams for financial institutions. Blockchain enables real-time settlement, complete end-to-end transparency into the payment process, instant confirmation of delivery and certainty that the full amount is received in the recipients home currency, inclusive of the last mile. These

5、capabilities are all critical to achieving straight-through processing in cross-border transactions. This new technology offers huge opportunity for financial institutions to resolve persistent complexities in todays payment ecosystem. What Is the Last Mile in Payments? Similar to supply chain manag

6、ement and transportation logistics, the “last mile” in global payments refers to the movement of value from a financial institution to the final delivery destination, the end recipient. This last leg of the payments journey is plagued with inconsistencies, due in part to the differing policies and i

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本文主要介绍了全球支付领域中“最后一公里”的挑战和机遇。文章指出,区块链和数字资产技术正在改变全球支付过程,使其更加高效和透明。目前,全球已有超过54个实时支付方案,如印度的统一支付接口(UPI),这些系统实现了低价值支付的实时结算和丰富的数据传输。然而,不同国家在“最后一公里”的支付系统现代化程度和效率上存在显著差异。例如,印度和墨西哥的支付系统较为现代化,而阿根廷和尼日利亚的支付系统则相对落后。文章还指出,全球支付总额已达到127万亿美元,且仍在快速增长。因此,开发一个快速且可验证的国际支付系统变得尤为重要。最后,文章提供了一份全球支付系统的概览,分析了不同国家的支付系统现代化程度、数字资产监管状况以及利用数字资产解决“最后一公里”流动性问题的策略。
区块链技术如何改变全球支付系统? 什么是支付“最后一公里”问题? 数字资产如何帮助解决跨境支付难题?
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