ING GROEP NV（ING）：截至2025年12月31日止财政年度的20-F年报（英文版）（174页）.pdf

1、UNITED STATESSECURITIES AND EXCHANGE COMMISSIONWASHINGTON,D.C.20549FORM 20-F(Mark One)REGISTRATION STATEMENT PURSUANT TO SECTION 12(b)OR(g)OF THE SECURITIES EXCHANGE ACT OF 1934ORANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934For the fiscal year ended 31 December

2、2025ORTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934ORSHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934Commission File Number:001-14642ING GRO(Exact name of Registrant aING GR(Translation of RegistranThe Nethe(Jurisdic

3、tion of incorpoBijlmerdr1102 CTAmP.O.Box 1800,1000The Nethe(Address of principaErwin OliTelephone:+31E-mail:Erwin.OlijBijlmerdr1102 CTAmThe Nethe(Name,Telephone,E-mail and/or Facsimile numSecurities registered or to be registered pursuant to Section 12(b)of the Act.Title of each classTrading symbols

4、Name of each exchange on which registeredAmerican Depositary SharesINGNew York Stock ExchangeOrdinary sharesNew York Stock Exchange(i)3.950%Fixed Rate Senior Notes due 2027ING27New York Stock Exchange4.550%Fixed Rate Senior Notes due 2028ING28New York Stock Exchange4.050%Fixed Rate Senior Notes due

5、2029ING29New York Stock Exchange1.726%Callable Fixed-to-Floating Rate Senior Notes due 2027ING27ANew York Stock Exchange2.727%Callable Fixed-to-Floating Rate Senior Notes due 2032ING32New York Stock ExchangeCallable Floating Rate Senior Notes due 2027ING27BNew York Stock Exchange4.017%Callable Fixed

6、-to-Floating Rate Senior Notes due 2028ING28ANew York Stock Exchange4.252%Callable Fixed-to-Floating Rate Senior Notes due 2033ING33New York Stock Exchange6.083%Callable Fixed-to-Floating Rate Senior Notes due 2027ING27CNew York Stock Exchange$500,000,000 Callable Floating Rate Senior Notes due 2027