大新銀行集團：2025年年報.pdf

1、（股份代號 Stock Code:2356）大新銀行有限公司之控股公司The holding company of Dah Sing Bank,LimitedDah Sing Banking Group Limited 大新銀行集團有限公司26th Floor,Dah Sing Financial Centre,248 Queens Road East,Wan Chai,Hong Kong香港灣仔皇后大道東248號大新金融中心26樓Telephone 電話 :(852)2507 8866Facsimile 傳真 :(852)2598 5052Website 網址 :二零二五年年報Annual

2、Report 2025DAH SING BANKING GROUP LIMITED大新銀行集團有限公司堅定信心 銳志前行Advancing with Confidence and Purpose大新銀行集團以清晰視野與穩健步伐邁步前行，審慎不懈推動持續增長。憑藉穩固根基與明確願景，我們以韌性及前瞻思維，沉著應對市場萬變與經濟不確定性。Dah Sing Banking Group moves forward with clarity and strength,guided by prudence and a commitment to sustainable growth.With solid

3、fundamentals and a clear vision,we navigate evolving market conditions and economic uncertainties with resilience and foresight.1Dah Sing Banking Group Limited Annual Report 2025財務概要Financial Summary2組織摘要Corporate Information4董事及高層管理人員簡介Directors and Senior Managements Profile6主席報告書Chairmans Stateme

4、nt18業務回顧Review of Operations22企業管治報告Corporate Governance Report44董事會報告書Report of the Directors88附屬公司董事Directors of Subsidiaries112綜合收益賬Consolidated Income Statement113綜合全面收益表Consolidated Statement of Comprehensive Income114綜合財務狀況表Consolidated Statement of Financial Position115綜合權益變動表Consolidated Sta

5、tement of Changes in Equity116綜合現金流量結算表Consolidated Statement of Cash Flows118綜合財務報表附註Notes to the Consolidated Financial Statements119未經審核補充財務資料Unaudited Supplementary Financial Information319獨立核數師報告Independent Auditors Report328主要附屬銀行 分行分布表Major Banking Subsidiaries Lists of Branches336目錄CONTENTS2

6、財務概要大新銀行集團有限公司 2025年年報以百萬港元位列示HK$Million20212022202320242025股東資金Shareholders funds29,91329,91432,57833,51235,228額外權益性工具Additional equity instruments899311311311311後償債務Subordinated notes4,1283,8015,9174,1474,275客戶存款Deposits from customers196,135199,792207,234201,568205,304已發行的存款證Certificates of depos