1、newsreleaseHumanaInc.101EastMainStreetP.O.Box1438Louisville,KY40202http:/FORMOREINFORMATIONCONTACT:LisaStonerHumanaInvestorRelations(502)580-2652e-mail:LSMarkTaylorHumanaCorporateCommunications(317)753-0345e-mail:MTHumanaReportsFourthQuarter2025FinancialResults;ProvidesFullYear2026FinancialGuidanceR
2、eports4Q25netlosspershareof$6.61onaGAAPbasis,Adjustednetlosspershareof$3.96;reportsfullyear(FY)2025earningspershare(EPS)of$9.84onaGAAPbasis,$17.14onanAdjustedbasis;quarterlyandFYAdjustedresultsinlinewithmanagementsexpectations4Q25 Insurance segment GAAP benefit ratio of 93.1 percent;FY 2025 Insuranc
3、e segment GAAP benefit ratio of 90.4percent,slightlybetterthanguidanceofthetopendoftherangeof90.1percentto90.5percentIntroducesFY2026GAAPEPSguidanceofatleast$8.89;atleast$9.00onanAdjustedbasis;theanticipatedyear-over-yeardeclineresultsfromtheStarRatingsheadwindforBonusYear2026,netofmitigationAnticip
4、atesFY2026individualMedicareAdvantagemembershipgrowthofapproximately25percentover2025;drivenbynewsalesandimprovedretentionfromthecompanyscustomer-ledbenefitstrategyandchangestoitscustomerserviceapproachContinuedgrowthintheCenterWellandMedicaidplatformsGrowth of 100,600 patients,or over 25 percent,in
5、 CenterWell Senior Primary Care during 2025,includingapproximately32,000patientsassociatedwiththeacquisitionofTheVillagesHealthExpandedMedicaidfootprint,whichnowspans13states,includingGeorgiaandTexaswhichareexpectedtolaunchin2027PublishespreparedmanagementremarkstoInvestorRaheadofthismornings8:00a.m
6、.ETquestionandanswersessiontodiscussitsfinancialresultsforthequarterandexpectationsforfutureearningsLOUISVILLE,KY(February11,2026)HumanaInc.(NYSE:HUM)todayreportedconsolidatedpretaxresultsandnet(loss)earningspershare(EPS)forthequarterendedDecember31,2025(4Q25)versusthequarterendedDecember3131,2024(4